Help? 800-732-6016
Discount Dept
Discount Dept
Help? 800-732-6016
Discount Dept
Discount Dept
See the Lowerlender Difference!!!
Basic programs
Electronic underwriting to FNMA and Freddie Mac
Competitive Interest Rates on all loan programs
Same day Commitments
107% financing program (all one loan)
Governmane Loans
Off credit loans
90% investment properties - condo's OK
Bridge loans to 80% LTV
No Documentation loans to 95% LTV
Contructions / Perm. Loans (one time close)
Lot Loans to 80% LTV
Loans from $50,000 to $5,000,000
Piggyback loans to avoid mortgage insurance
Start Rates as low as 3.95% (MTA & COFI)
Cash out refinance to 95% LTV
Close loans in family trusts and LLC's
FHA Standard & Subprime
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If you have been denied elsewhere - Try US!
Automatic Transmission Approvals for higher ratios and low
credit scrores
3% Down with a 6% Seller Concession
Second job counted in ratios regardless of time employed
Bankruptcy allowed when your discharge date is > 12 Months.
Sub-prime Lending
90% 1st Mortgage 10% seller held second on sub-prime
borrowers with 12 month clean credit history
85% 1st mortgage. 15% seller held second on borrowers with
isolated lates in the last 12 months
80% 1st mortgage 20% seller held second on borrower with
poor credit in the last 12 months - 80% t C- credit grade
Up to 6% Seller concession
Portfolio Solutions
Automatic Transmission Approvals for higher ratios and low
credit scrores
3% Down with a 6% Seller Concession
Second job counted in ratios regardless of time employed
Bankruptcy allowed when your discharge date is > 12 Months.
Sub-prime Lending
90% 1st Mortgage 10% seller held second on sub-prime
borrowers with 12 month clean credit history
85% 1st mortgage. 15% seller held second on borrowers with
isolated lates in the last 12 months
80% 1st mortgage 20% seller held second on borrower with
poor credit in the last 12 months - 80% t C- credit grade
Up to 6% Seller concession
Portfolio Solutions
